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Pregnancy

Talk about every stage of pregnancy, from early symptoms to preparing for birth.

Travelling at 26 weeks expecting twins- holiday Insurance

29 replies

hutchy200 · 17/11/2015 09:09

Hi guys apologies for my first post being a plea for help. Basically I'm hoping to travel to the USA for a week with my OH in 10 days time. I'll be 25w + 6 expecting twins when I go.
I feel fine currently and expect to when I go. The big problem is I cannot find anywhere that will cover premature delivery as part of travel insurance within 14 weeks of expected due date. I don't really want to be out there panicking about being bankrupted in one fell swoop at American health care costs should I go in to labour.
Has anybody found a company who will cover a little later?
The holiday is paid for and non refundable at pretty damn big cost so far :(
Any help appreciated

OP posts:
Are your children’s vaccines up to date?
RNBrie · 19/11/2015 23:25

Have you tried insure and go? I spoke to them last week about insuring me and the unborn baby when we go to South Africa at 28 weeks. If your buy their annual policy any babies born in that year are automatically covered by the policy (don't go for the single trip as you will be covered but not the baby).

They also cover for cancellation due to medical complications with the pregnancy outside of 33-40 weeks.

They cover premature birth more than 16 weeks before due date for twins.

Check their FAQs under medical conditions and then scroll down for the pregnancy bit.

lavendersun · 20/11/2015 05:59

blue, we didn't pay a penny thankfully (or even a $). Total bill was approaching $1.35m.

Ridiculous, everything costs more because of the system, charges are great because the insurance companies pay and not because they need to be that great.

We have a few doctors in our US family and they earn a fortune compared to doctors here in the UK ..... and then pay half of it to professional negligence insurers. The system is broken.

It is a bit like taking your car into the local garage in the old days when if you weren't insured they would do it for a lesser price than if you were, no justification for the high charges, just because they can.

lavendersun · 20/11/2015 06:07

My 3 whole have been an 8, I was in there for three months, c section, ICU a couple of times.

Before I became pregnant I was really fit and healthy, I walked three miles with the dog before I went to the appointment when they admitted me and rode my horse the day before.

It can happen to anyone. You need big limits and comprehensive cover.

lavendersun · 20/11/2015 06:07

should have ... and now I am going to drink more coffee and step away from the keyboard.

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