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Pregnancy

Talk about every stage of pregnancy, from early symptoms to preparing for birth.

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Original poster

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11 replies

Emor88 · 29/09/2015 20:56

Just found out I'm 4 weeks pregnant with my second baby....

Not in work anymore as recently left my job I was in when pregnant with my first baby...

All I can think about is money and if my partner and I will be okay...

He makes £30k a year with an occasional bonus....are we going to manage with that?

If anyone in a similar boat could give me some advice id really appreciate it?

Are we going to be able to do this?

Feeling so confused about it all, making me very sad.

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Junosmum · 29/09/2015 21:47

Need more info - what are your expenses like? A second baby is unlikely to add much to your costs, however it will as it gets older. But you could always return to work at a later point.

Original poster

Emor88 · 29/09/2015 22:24

Our biggest expenses are our mortgage which is 520 a month and a car on finance which is 150 a month....then there are just typical bills like food which we tend to spend about 60-70 a week and stuff like bills and Internet and our mobiles! ! We are not big spenders... our daughter is only 7 months so I rarely go out and when my partner does it's just to the pub...

We don't have any savings at all at the moment cos only bought the house this year.

I don't want it to be a struggle....I'm really worried about the stress my partner would be under.

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Original poster

Emor88 · 29/09/2015 22:25

Thanks for replying by the way Junosmum ... I really appreciate any advice at the mo cos feel I can't tell friends and family

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KatyN · 30/09/2015 22:29

We earn around that mark and are about to have our second child.. Our wage is made up of both of us working part time too!! Certainly survivable you just need to pick and choose what you buy

sophiaslullaby · 30/09/2015 22:48

I think it a fair concern to have but also a SMART one as you're already concious of finances which can only work in your favour. I had similar worries when worked out that come next Feb my income will be less than half it id now. I've been really geeky and keep a spreadsheet of our outgoings for the past year and it really helps to see where you can save and was we realistically need to survive - mortgage, gas/electric, council tax, water, food, car all NEED to be paid - anything else can you negotiate?

Secondly look at your mortgage rate, as you've just bought a house I guess your rate isn't going to change anytime soon but in a couple of years it could go down....around about the time that the children start to need more as Junosmum said.

It's doable and congratulations on your pregnancy!

sophiaslullaby · 30/09/2015 22:49

Sorry grammer & spelling pretty poor in that post - i'm sleep-typing i think!!

chopsface · 01/10/2015 08:48

We are going to be getting by on 32k a year so I hope it's possible lol! Congratulations on your positive test :-) and don't worry. I'm sure there are many folk out there who get by on less x

Win15 · 01/10/2015 10:03

Thanks everyone, it's reassuring to hear people are doing it in similar circumstances!

I can remember with my first how excited I was and from the day I found out I was already imagining the future with my little baba but with this pregnancy I'm finding it tough torched think ahead because I'm so worried about money! I keep wondering if I'm doing the right thing!

scatterbrainedlass · 01/10/2015 10:42

I wouldn't stress too much, as pp's have said, they're not too expensive at the beginning. We're expecting our first and have had to buy absolutely everything, but as you should already have all that you need already, you should be all set! We're currently both working but when I stop we'll be down to about 21,000 a year on DH's wage, and as long as we're careful it's totally do-able for us. It's no fun scrimping and saving but if you can do without a few luxuries it shouldn't be too bad, and if you can go back to work in a year or 2 then you know it won't be forever. Congratulations and good luck :)

Win15 · 01/10/2015 20:33

Just a little update- went through ingoings and outgoings with my boyfriend and we'd have about 200 left each month after everything. This doesn't include his commission as every other month he can get up to a grand on top of his basic. I thought we'd be okay but he disagrees which makes me feel like he doesn't want the baby. Now really not sure what to do and going to doctors on tuesday next week to discuss my options xx

Runningupthathill82 · 01/10/2015 21:04

You will be absolutely fine. We manage on 30k a year and our mortgage is more than yours - and that includes £200 a month on childcare, as well as all other bills.

I don't even consider us to be in any way badly off. We don't have money left over at the end of the month, but we manage so, so much more easily than many others have to.

When Ds1 was born two years ago we did it all on 25k, and that was a stretch, but since then I've had a pay rise and 30k is fine. Isn't that around the average household income anyway?

I think your boyfriend must have other concerns here. Big congratulations on your pregnancy - I hope everything works out well for you.

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