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Pregnancy

Talk about every stage of pregnancy, from early symptoms to preparing for birth.

Best travel insurance for pregnant women?

6 replies

scatterbrainedlass · 22/04/2015 09:40

Hi, I hope someone can give me some pointers here. My sister is in Canada and getting married in August. We hope to be able to make it to the wedding, but are waiting to see how pregnancy progresses and see if we can afford it! My community midwife didn't seem to have an issue with it, and said she'd be happy to sign a form for me saying I was ok to fly. I'd be about 30 weeks by then. The midwife at the hospital didn't seem quite so up for it, and said I'd have to make sure I get good insurance that will cover me.

So, does anyone have any recommendations for insurance and/or airlines that are more sympathetic? TIA

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Dildals · 22/04/2015 09:44

I was with InsureandGo. They told me that I would be covered as normal for pregnancy (they don't consider it an 'illness'). I can't remember what it covered, so it would be worthwhile having a look at the cover.

My work travel insurance (BUPA) on the other hand stopped insuring me for business travel from 16 wks onwards! (I was expecting twins mind)

Make sure you take your notes with you on holiday, and check the airlines rules as to when you can fly.

PazRaz1975 · 22/04/2015 10:04

I use Insure & Go as well, and as above you don't need special insurance for pregnancy. Most companies insure it as part of the policy, you just need to check with your existing policy or if you are buying new, then get some quotes and then give them a call to double check.
Even with a midwife/doctors note, do check with the airline, and remember to check they are happy for you to fly on the return leg - they have the right to stop you flying and you don't want to to be stranded! Eg, they may be fine for you to fly at 30weeks but may not allow at 32weeks. Don't assume because they have flown you there that they will fly you back.

scatterbrainedlass · 22/04/2015 13:37

Thank you ladies, very helpful :) I will be about 30 weeks on the return trip, but I have read somewhere that some airlines have an issue with women over 28 weeks, so I will be looking into that too.

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giantbuttons · 22/04/2015 19:51

I will be 30 weeks/32 on return when I go to florida later this year. Ive done quite a bit of research because it looks like you need special pregnancy insurance after 28 weeks. I had already booked travel insurance (a cheapo one off one of the comparison sites, sorry cant recall the name) and was told when I rang them up that most travel insurance would only cover after 28 weeks in emergency situations I.e emergency csection, but not an emergency natural birth. Obv dont want to be worried about massive birth costs in america! Found on line mama2b which seems to cover pregnancy after 28 weeks. Quoted me about 50 pounds which I thought was great for 2 weeks for the piece of mind. Also agree check with airline. I am with thomsons and they allow upto 34 weeks for long haul. And as you said a fit to fly letter for after 28 weeks.

Moffit · 23/04/2015 07:46

I have just booked travel insurance with AXA, they informed me that I didn't need to disclose my pregnancy as it was not classed as a pre-existing medical condition. They said if you were travelling before 36 weeks and had any pregnancy related issues you would be covered. However if you were travelling after 36 weeks, it would be classed as regular delivery if you went into labour. Just make sure they will cover the baby too if unexpectedly born early. You will need a certificate from your doctor/midwife declaring you 'fit to fly' after 28 weeks too.

minijoeyjojo · 23/04/2015 08:49

I booked travel insurance with Ravenhall's mama2b policy. I am going to the south of France at 35 weeks hopefully.

Be very very careful of insurance companies like insureandgo, I read through all of their policies and they will only cover you for complications from childbirth. So if you gave birth naturally then the cost of midwifery care would not be covered!!

Anyway the only policy I found that covers you for normal childbirth was the Ravenhall one. Your baby's care will also be covered if born premature (I called to check) and there is £500 to spend on stuff if you give birth early, so no need to lug a travel system to Canada just in case!! It was £15 for 4 days cover in Europe.

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