Best holiday insurance when pregnant?

[Chchchchanging]

Can anyone recommend a company who give decent level coverage ie delivery and medical care for mother and baby and repatriation if needed without it costing a fortune- Europe 1 week
Thanks

Hi, I went to New York when I was 11 weeks. Called Natwest, who I have my travel insurance with, and told them I was pregnant incase they needed to change my cover. They told me that due to some new law, they were unable to discriminate against pregnant woman, and effectively being pregnant wouldnt make any difference to my cover and I'd still have the same level of cover as before. Im sure this must be the same with all insurance companies?

I was with LV and they covered pregnancy as standard, as long as you have fit to fly and a normal pregnancy. How far along will you be when you travel? Some airlines won't take you after a certain week anyway

I called Insure and Go today as I thought I had to notify them to ensure I had adequate cover but apparently nothing changes. I'm covered. Hope that helps!

as long as you are fit to travel and have not been advised against travelling you will be fine under standard cover. if you are flying check that the airline will alllow you to fly at the gestation you are. If you are a UK national get a European Health Card, available free by using your NI number this will cover you for medical cover in Europe.

ginger the EHIC card doesn't make care free, even in an EU country.

I had severe abdominal pains at 26 weeks, went to a public hospital in Austria. They were fab, did scan and trace and said it was just a stomach bug, put me on a drip as was v dehydrated, stayed overnight. total cost was 900 Euros (after the EHIC reduction). My insurance company (HSBC thing, part of my bank account) have accepted it.

How far along will you be op if you are worried about repatriation? Even if you're covered as a preemie mum myself I'd be careful if you're near term. Even if you are covered for everything a newborn can't travel immediately, you'll have no stuff there, and if they are prem even longer until you can travel and also getting their passport sorted, booking on flights etc. Of course all this can be overcome but there's nothing like your home comforts with a newborn
I nearly went to Scotland from South England to see family at 35 weeks but had a funny feeling so luckily didn't go!
Pack your yellow book as well in your hand luggage and enjoy yourself

whaaat . poor of the hospital in Austria to Bill you, I went to France and required urgent care was never billed directly showed them my passport and card and they billed the nhs I got hit by a car so don't know if its different if its a emergency .

 All About the E111 / EHIC

Below you will find out everything you need to know about the E111 European Health Insurance Card (EHIC).

What is Covered?

The EHIC is normally valid for three to five years and covers any medical treatment that becomes necessary during your trip, because of either illness or an accident. The card gives access to state-provided medical treatment only, and you'll be treated on the same basis as an 'insured' person living in the country you're visiting. Remember, this might not cover all the things you'd expect to get free of charge from the NHS in the UK. You may have to make a contribution to the cost of your care.

maybe your scans were classed as extra?? I dunno

I'm surprised you weren't charged in France. I broke my collar bone skiing and it cost about 200 quid as I recall. Back in 1999.

EHIC as you have found out covers the same as it would for locals and in many cases locals have to have medical insurance to cover the gap (ie govt pays for x percent, depending on what it is etc, your insurance pays for the rest).

anyway it was a lot more than I'd expected and so was v v relieved when insurance co said they'd pay.

I used Good to Go at 34 weeks. Was insured for myself and for care and repatriation of baby in case of premature birth. Was travelling to a developed eu country. They have also insured difficult to cover illnesses for family members.

As Londonlivvy says, the EHIC card gives you the same rights to medical treatment as any local citizen. Great. But it's worth bearing in mind that most countries in Europe require the patient to pay a contribution towards treatment.

Here in France it is between 10-20% depending on the region, so if you have €2,000 worth of treatment you'll likely have to pay a couple of hundred quid towards the cost. In other European countries it could be much more. An insurance cover will refund you this (or a very good one will pay upfront and avoid you having to pay and reclaim).

That said, I left A&E in France without paying a penny - they sent me the bill afterwards (as I had a French address). Maybe some would bill the NHS, but I wouldn't count on it.

God knows why I wasn't. charged then...lucky escape. I had bar lays bank at the time which had insurance so I would have just claimed off that had they asked. Barclays covered a hefty US medical bill for a ex partner who was taken very unwell in New York were talking upwards of 10grand.

the banks policies that come with some accounts are order basic but good.