I think you should also post this in the mumsnet Relationships message board.
Your partner is being completely insensitive, on that bit there is no doubt.
Not financially ready - me and my partner waited, and we are now financially worse off than we were before. Full time worker + part time worker on min wage with debts. I've had £4 in my bank for the last 2 weeks! lol..
Mentally - I'm with you on that one. Everyone is doting over me and I'm not maternal, or "child friendly" at all. I mean I know I want this child and I will love her to pieces (I'm 30 weeks) But I just can't be arsed with all the baby talk, pics, interferring...etc when I'm already panicking I'll be a shoddy mother!
I feel so selfish thinking this way with so many people who cant have kids Don't think like that. You are not responsible for other people's problems, you are your own person with your own decisions to make... never compare!
What are your reasons for not feeling mentally up for it? I was reassured by my MW that a lot of first time mums, even those who were desperate for a baby start to worry about this kind of thing when it all becomes real, I mean, it's life changing! You're bound to have negative thoughts.
Do you have positive thoughts too? xxxx