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Travel Insurance for DP near due date

7 replies

Belchica · 19/08/2012 09:51

DP is going to a wedding in Cape Town 5 wks after my due date. he needs to take out travel insurance and I've suggested it should cover him if he needs to cancel trip in case of any complications with birth/baby (hopefully very unlikely as have had straightfwd pregnancy to date). Has anyone else done same or know of any policies that cover fathers-to-be? The other option would be to book an airfare that is flexible so he could cancel and get refund but those tickets cost a fortune....

Thanks.

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SlightlySuperiorPeasant · 19/08/2012 13:39

Gosh, he just wouldn't be going if he was my DH and I had anything to say about it!

On your actual question, check the policy wording but I think most/all policies cover cancellation due to illness of a close family member. You'd have to talk to the individual companies about what would constitute illness in this scenario though.

blackteaplease · 19/08/2012 14:02

Our travel insurance covers travel home/ cancellation for medical emergencies but does not cover labour/birth as a medical emergency. So a straightforward delivery not covered, but complications would be.

Your baby could only be 3 weeks old if you go overdue. Are you sure that you want DH to be away? Have you got any support lined up? Sorry for the questions but I know if it was me I wouldn't want to be alone with a newborn that little.

Belchica · 19/08/2012 17:29

Thanks for the replies.

We have "debated" at length about him going and ultimately I agreed to no more than 4 nights away and he has to pay for my mum to fly over from Ireland to help out. The fact he hasn't booked yet tells me he might be having second thoughts.

Will make a few calls and check the policy wording, thanks.

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SlightlySuperiorPeasant · 20/08/2012 08:48

South Africa for 4 nights hardly seems worth it really. Whose wedding is it? TBH if it is his mum, dad, sister, brother or best friend then they will be close enough to prefer him to be at home with his new baby and all three of you visit next year for a couple of weeks. Anyone less close and why is he even considering going? Confused Exception is the mega-rich eccentric uncle who is getting married on his death-bed and leaving large legacies to all attendees :o

Belchica · 20/08/2012 14:33

LOL SlightySuperior...if only there was a mega-rich eccentric uncle lurking somewhere...I'd be naming the baby after him! It's the wedding of one of his best mates and I agree, there's just no need for him to go. I feel like I was a bit soft back in March when I said it was up to him if he went...should have put my foot down.

Thing is, he is actually a pretty good DP all round and can't wait to get stuck in with the baby stuff. So I think it is going to break his heart to leave us after a few short weeks, knowing by then how much support I'll still need at that early stage and what important bonding time it is.
I mentioned the other day that he'd probably miss his first born's first smile due to being at his mates wedding...and that I'd be far too busy coping on my own to send pictures or updates to him...(emotional blackmail, very wrong, I know)...

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minipie · 20/08/2012 15:19

I think South Africa would be a great place to go with say a 6 or 8 month old. Any chance DP could be persuaded to take a family holiday to see his best mate later rather than going for the wedding? he would see more of his friend that way and bring the family along too.

not answering the question I know! to answer the question, I looked at my travel insurance details here and it looks like it does cover cancellation or curtailment as a direct result of pregnancy complications for the traveller's "close relative" which includes spouse or partner.

Belchica · 20/08/2012 17:09

Thank minipie for that link, that's really helpful.

His mate actually lives in UK now and has very selfishly Wink chosen to go back to SA where he was brought up for his wedding...so holiday at a later date not an option.

On the plus side, think of the brownie points...I'll be using this against him for years, if not decades, to come...

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