Thanks to everyone for your advice. Lilly, Sh77, Sparklies and Kitstwins I?ve read your comments on previous threads too.
I?m still not sure what to do. I might stay with the NHS until 16 weeks and make a decision then.
Like Lilly, I have another medical issue which impacts on pregnancy, causing brain damage if not adequately under control by Week 12, and I?ve been horrified how difficult it has been to arrange for it to be managed on the NHS so far. The C&W midwife I discussed it with when I was 5 weeks said she felt my GP was competent to manage it throughout pregnancy. Even though I?ve had a similar problem previously, the GP?s suggestion was to repeat the blood test in case it was an error. This didn?t exactly inspire confidence. At the suggestion of a gynaecologist I know I called the consultants? secretaries three times to ask if I could be seen in C&W?s joint obstetric/endocrine clinic, but my call still hasn?t been returned four weeks later. Luckily it?s one thing that IS covered by DH?s health insurance policy, so in the end I?ve taken matters into my own hands and I?m seeing a specialist privately for this one issue. I?m definitely intending to make a formal complaint to the chief executive at C&W though, as it?s a serious problem with their system, which will continue to affect others in the future.
I also completely see Lilly?s point about our expectations in the UK for the standard of healthcare. Although pregnancy is ?not an illness?, complications frequently arise and we do need to be screened adequately for these. A close friend is a midwife, and I have every confidence that midwives are perfectly competent at screening us according to their hospitals? protocols. On the other hand, I also think that where a medical issue arises or we have genuine medical concerns they should not stand in the way of us being seen by doctors if we wish to.
Kitstwins, re the tax bracket, if we paid tax at 20% then £10,000 would represent £12,500 of our gross salary. If we pay tax at 50% £10,000 represents £20,000 of our gross salary. Of course, as you say, someone in the 50% tax bracket would be expected to have more disposable income, but things are not always that straightforward, particularly if their partner is not working or there are other pre-existing commitments.
Misty, I see your point of view and have often heard people suggest that those who can afford private healthcare/school fees should volunteer to take themselves out of the state system to free up resources for others. On the other hand, my husband and I have paid astronomical taxes over the last 20 years and, like everyone else in the country, we have a right to free NHS care. In order to improve NHS resources, rather than singlehandedly opting out of NHS maternity care, which actually wouldn't save the NHS any money, as they would still employ the same number of midwives, doctors, cleaners, etc, throughout my pregnancy, I might be tempted to take the opportunity to lobby the government for more funding for the NHS. Perhaps I?ll start by voting "YES" in the Alternative Vote Referendum on 5th May ? I live in a safe parliamentary seat so my general election vote currently has no influence whatsoever and perhaps the AV would give me at least a small say in our political system!
PS if anyone objects to me going on a luxury holiday, don?t worry, if we go down the NHS route we?ll be spending a week in Cornwall and put the rest towards our mortgage - or perhaps a doula and maternity nurse - good suggestion Mr Claypole and Kitstwins?!