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Financial / state benefits question.

2 replies

Skkye · 22/12/2010 10:54

Im a first time mum to be and currently live with my long term partner and his mother. I know, sounds a nightmare for most, but actually, we get along really well!

My question is regarding finance, I am currently on a temporary contract at work, so will not receive the usual maternity pay when I finish work around May, to have the baby. This is worrying me quite a lot.

My partner earns approx £300 a week, but we live in his mothers house which she owns, she also works and brings in a healthy wage. Will her wage count toward 'household income' when applying for benefit? as she isn't in any way responsible for the baby??

What assistance will we get, if any. I realise we will receive Child benefit, but will we be entitled to child tax credit? Considering the 'household income' issue?

And will I be entitled to any kind of state paid maternity pay? this has been suggested to me...

Sorry if this all seems a little 'take take' ... but I am not used to the benefit system and my lack of maternity pay is really worrying me.

I will go back to work after the babys born.... but I think I would like a few months at home first, just the same as other Mums who are getting mat pay, I just wonder how we will cope.

OP posts:
Are your children’s vaccines up to date?
buttonmoon78 · 22/12/2010 11:01

You can probably get Maternity Allowance providing you've been earning enough to pay stamp. If you haven't then start paying voluntary contributions now. I think it's currently about £125 a week. Not great but what you'd get on SMP after the first 6 weeks. You can get it for up to 9 months.

I can't answer your question about household pay, sorry.

Please don't worry about feeling take take take. That's what it's there for. And don't feel you have to rush back to work so you can stop claiming. After all, that's what NI contributions are for!

Mmmaa · 22/12/2010 11:06

Yes her income will be counted as it is household income in general, not just that of the parents.
When it comes to filling out the forms, they ask about other adults who live in the house and the amount they bringin etc.

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