Hi Scareddad - it could've been my husband writing your first post!
I am 25 and in April had the nuchal scan; despite the nuchal measurement being "normal" - 2.5mm, my bloods were "bad" and we were given the odds of 1:65 for Downs.
I was absolutely devastated, and we went to see the Consultant the next day, who despite being lovely was a bit useless to be honest. We were given the choice of CVS / Amnio or nothing. We decided against any diagnostic testing as it wouldn't have changed how we felt about the baby, and it felt to invasive for us (but that was a very personal viewpoint, and I would never judge anyone who did want diagnostic testing).
I am now 38weeks and all our scans (NINE to date!) have gone smoothly, no soft markers etc, and as a result our odds have gone down to 1:120.
I can't really advise you any further but wanted to say that you aren't the only people this happens to, and the odds are very much in your favour. I have also heard that the bloods can be effected by a number of factors, but am not sure whether thats hearsay or fact... 
Theres a good section of the board on Mumsnet called "Antenatal Tests and Choices", where a lot of people who've had similar experiences can advise you, and the organisation ARC are supposed to be very good.
Best wishes, and try not to panic too much.