Tory policy. Please explain the £8000 premium for free nursing care

[jollydiane]

I am confused so I hope you clever Tories will explain to me how just by paying £8000 you can guarantee that you do not have to sell your home.

1. What does the £8000 actually guarantee?
2. What standard of nursing care will be available?
3. Do you choose the nursing home? If you do what?s to stop me choosing a 5 star luxury nursing home and live life in style.
4. If there are no places in the area that you leave will you be forced to move?
5. The baby boomers are about to retire. Help me understand how the one off payment of £8000 is going to last for 20 years of nursing home care?

When you start to examine the details this seems like a bribe to the baby boomers at the expense of the grandchildren that will be paying for it.

jd

Please debate with me as I am willing to change my mind?

Indeed. Also I don't think it is clear, do they mean £8000 per household or £8000 for each person (I am thinking of couples living together)

Jollydiane, a Tory who knows the answers may not be reading this. Suggest you look at their manifesto or email your parliamentary candidate if you really want the answers.

jolly these are good questions - it would be nice to hear from the conservatives if you've time to follow it up (admits to passing the buck here...)

lovecat your family's situation seems exactly why we need something like this. I have no expectation of inheritance from my parents and over all I'm fine with inheritance tax but then my brother and I are both fully sufficient - it must be a horrible stress.

and when one partner needs care before the other - finding the £16K at 65 seems like a good solution. I know there will be some people who can't afford it but it seems better than my old neighbours who sold their ex-council house of 40 years for £120K and then watched the money all disappear into their care home. Had this been in place, they were the type who'd have saved/found the £16K but instead they had to watch all their careful savings disappear.