Government scraps cap on care costs to help tackle spending ‘black hole’

[FiddlyDiddlyDee]

"The social care plan would have introduced an £86,000 cap on the amount an older or disabled person would have to pay towards their support at home or in care homes from next October.

After spending £86,000 on their care, people with a high level of need would have had their care costs paid for by local authorities."

My take on scrapping this is that it looks like another move that's punitive to the lower middle class. Many of the lower middle will burn through everything they've got in short order and leave nothing to their struggling children that need it.

Well you won’t get free healthcare and care anywhere else.

So basically don't tax the rich, and make the lower middle pay for things instead.

Tory central.

Care costs are purely the result of a medical condition.

Why should an old person be expected to pay for end of life care due to dementia, but not somebody dying from AIDS or cancer?

The costs should be pooled and paid out of general taxation.

Go for it. Then you can get universal credit. Won’t be a great life but basic.

if you have savings you have to live on those - you don’t get to keep them and have the taxpayer pay for you. That’s how society works.

yes but I won't be spending it on healthcare, I'll be living it up in the sun then come back here to be taken care of

I don’t need to read a paper to comment on your post.
Questioning your facile posts isn’t trolling.
If you are uncomfortable with having your posts questioned maybe write better ones.
It’s also not compulsory to respond to my responses to you.

The rich are taxed. It’s you who doesn’t want to pay your share.

Why will I need universal credit when I come back to live in a free care home after I've lived the life?

Yet all the while, shareholders waltz off with all the profits.

If a living wage doesn't allow you to feed and clothe a couple of kids and provide a roof over their heads, then it's not really a "living wage". Or are we suggesting working class people shouldn't have kids?

When I said radical, I meant it; and it would take a significant change in our cultural mindset, but the principle is sound: make the business claim the subsidy, rather than the individual, and we'll see where the money is really going. I'm not communist or Marxist, but I do believe that workers should have a greater share of the profits they help to generate, rather than most of it remaining with "wealth creators".

It’s you who doesn’t want to pay your share.

Quite

We can’t afford it. I doubt we will have a free universal NHS for much longer and certainly not if we start getting the taxpayer to pay old age care costs for wealthy people.

it’s fairest that older people who can afford it pay for their own care.

Strange.. I didn't get taxed on the c2 million profit I made on my main property when I sold it 3 years ago. Also only had to pay 10% when I sold by business.

Strange you don't know how little tax we pay isn't it.

If you move abroad you risk losing your benefits?

Why do you think it matters to us whether you spend your money first or pass it down to your kids? If your goal is not to pay for your care it makes no odds to the rest of us. The tax payer will be picking it up irrespective according to you.

Life is often the result of health though, isn’t it? It’s the gamble of life!

The tax payer

Who's that then if nobody has much incentive to work?

If you are pension age, you won’t get universal credit. You would get pension credit if you have no other income and if you absolutely need a care home, you will go into a local authority home (or one the local authority will pay for) which are often extremely basic.

It’s not some great life but a basic standard of care which is fair enough when we taxpayers are paying for it.

yes but I won't be spending it on healthcare, I'll be living it up in the sun then come back here to be taken care of

What do you class as taken care of. Do you have any current experience? Relative had a stroke, she was in hospital for 3 weeks because there wasn’t a care package in place. Cousins have rearranged their work & paid for private care as they could see how much she was deteriorating in hospital & wanted her out. Elderly neighbours did have a state care package but it was useless, carers not turning up, no continuity of care, some not very good. They have paid for their own private cares. A friends parent is stuck in hospital awaiting a care home & is now fading away.

You're not making sense. I'd just go and live somewhere cheaper on my state pension when I retired, spend all my money, then come back if I needed care.

Not actually me but I'm just pointing out that there's zero point in living here as a pensioner unless it's to come back and get free care.

As I already said, the top 1% of earners pay 28% of all taxes. Net contributors skew very strongly towards the very top of the income scale.

So that’s who those people are who are paying for public services. This is all publicly available information

Yeah, it’s not me whose not making sense.

The country can’t afford to pay for care so wealthy pensioners can pass on money to their kids. Having a massive sense of entitlement isn’t a valid argument.

Not actually me but I'm just pointing out that there's zero point in living here as a pensioner unless it's to come back and get free care.

What countries are all these pensioners going to go too?

So you have argued that the global elite won’t move their business to avoid a hefty tax but that a pensioner will uproot themselves to another country just to avoid paying for care.

Ok, so basically the 6 figure CGT bill I got from selling some shares last year pays for public services. So my profits on the back of other people working makes me a net contributor?

You're not seeing a total disconnect here between who actually pays for things in this country and who doesn't?

No, our parents generation have benefitted from a multi-decade asset bubble. Nothing to do with merit or luck.

A massive sense of entitlement is working hard all your life to leave a couple of hundred grand to your children?

A massive sense of entitlement is working hard all your life to leave a couple of hundred grand to your children?

You can still do that, just after you have paid for your care.