Government scraps cap on care costs to help tackle spending ‘black hole’

[FiddlyDiddlyDee]

"The social care plan would have introduced an £86,000 cap on the amount an older or disabled person would have to pay towards their support at home or in care homes from next October.

After spending £86,000 on their care, people with a high level of need would have had their care costs paid for by local authorities."

My take on scrapping this is that it looks like another move that's punitive to the lower middle class. Many of the lower middle will burn through everything they've got in short order and leave nothing to their struggling children that need it.

To your second paragraph.

How vulnerable do you think lower middle class people are without a care cap?

Take into account Labour is about to open a debate about euthanasia.

Surely dementia is a medical condition and treatment should be part of the NHS budget?

I said a one off tax, and I talked about selling property and not just moving the business.

If everyone decided to sell their home to move Country because of a one off wealth tax where would the money come for them not to lose money on that asset exactly?

Ok, bye then.

Another excellent contribution 😆.

In reality though the minimum wage is already quite high. Many people can live on it but those who have children, high rents or work part time get subsidies. A single person working full time on the minimum wage doesn’t get uc.

How do we control for that by increasing the minimum wage yet further?

also if wages increase what happens is that industry replaces them with tech. so less jobs.

I didn't say they've all been living recklessly.

I asked why it was fair to bail out anyone that lives recklessly?

What reason would you have not to? Get to about 70 with a moderate about of money, well, why wouldn't you go to a casino and put it all on red?

A one off wealth tax! Lol. Are you aware care costs and other spending commitments are not one off?

The uk borrowed £303 billion last year just to cover the gap between tax raised and spending obligations. Forcing people to sell their businesses to pay a 10% asset tax will only make things worse.

Another ad hominem.

It’s not really affordable for the NHS to cover personal care needs of dementia patients as well as healthcare. It can’t cover its existing obligations.

6 pages in & despite various tangents no actual valid argument why people who can pay for care shouldn’t.

What does the fact that care costs and other spending commitments are not one off have to do with a one off wealth tax?

Now you're arguing that people will be forced to sell their business to pay for a 10% asset tax on their property instead of downsizing in the worst case.

Lol at that.

We are already in a place where it doesn’t pay to work minimum wage jobs for single people and UC etc is propping up families. People like to talk about min wage jobs as though those people have no other source of income and UC and wages are mutually exclusive, it’s so misleading.

People who can afford to pay for care but don’t want to are not at all vulnerable. Hope that answers your question.

The NHS and care system are very short of resources. Subsidising the relatively wealthy is not affordable

I don’t understand the issue. If I don’t get left any inheritance because my parents need care that’s fine. It’s not my money.

Should we pay for milk at different rates according to household income? Why subsidise someone who doesn’t need it?

Someone upthread mentioned that the cap was not equitable due to variations in house prices across the country, and I think that's true.

But Rachel Reeves said there was a huge black hole created by the outgoing government's unfunded spending plans and we can't afford to do everything at once.

It is also true that this government has only been in office for 4 weeks so surely they are entitled to a bit more time before we go off on a tantrum about them.

Unless of course you were never going to like them anyway 😂

Oh I'm sorry did you miss the bit where I posted 2 links to Labour arguing that they're in favour of a care cap? Why don't you go away and read those links as well as the Dilnot paper they based it on then come back when you can have an adult discussion.

In France and Italy (don’t know about other countries) the family pays for care costs if the caree runs out of money. Just v imagine the squeals here if that were implemented.

Yup! When Labour were last in power they left a note in the Treasury saying there was no money, giving the perfect excuse for Austerity 1!

plus ca change …..

Oh so it's just some vulnerable people you want to protect, not all of them. And you're biased against anyone who's vulnerable with money.

Oh I'm sorry did you miss the bit where I posted 2 links to Labour arguing that they're in favour of a care cap? Why don't you go away and read those links as well as the Dilnot paper they based it on then come back when you can have an adult discussion

The irony, why don’t you just go back and read your posts. 😆😆😆

I just hate this notion that we are all entitled to x, y and z. Personally think it’s madness to have state funded care if the person has money just to ring fence inheritance. Change the expense and it’s nonsensical.

The cost of care is not in itself responsible for the gap in the rich and poor.

I absolutely want to be part of a society that supports those that need it but I don’t see the sense in supporting those who have their own money.

Completely agree @GreenPandaB

Have you read the dilnot paper or are you going to carry on trolling the thread?

So lets just spend all our money then. Abroad.

lol! - if your daft wealth tax is one off then how will you pay for things next year? And the year after? And the year after?

are you suggesting that businesses (which are the most significant assets) are not subject to your wealth tax? Just houses? If so it will bring in even less money.