Save The Children
Challenging 12 myths and stereotypes about low income families and social security spending
Introduction
In recent months debates about social security spending and poverty have revolved around long-term out-of-work parents and a focus on families with large numbers of children or families who live in high costs areas(and therefore receive relatively large amounts in support through Housing Benefit). Whilst long-term unemployment is damaging for the people it effects and the country as a whole, and there is a valid debate to be had about how to reduce the Housing Benefit bill, this can misinform the debate about welfare and poverty skewing it towards a focus on a relatively small number of households.
The more common experience of family poverty is that of moving in and out of work. Low pay, job insecurity and a lack of jobs that offer progression leaves many parents trapped in the ‘low pay/no pay’ cycle.
Such families rely on the social security system to pay them a
living when out-of-work and to top up their income when in-work.
It is crucial therefore, that the debate about social security spending and tackling child poverty is based on the facts and framed in a responsible way which ensures that policy makers focus on those challenges most common to those living in poverty.
This briefing sets out some of those facts, addressing some of the common myths and misunderstandings about social security spending and poverty amongst low-income families.
Key figures/points:
Only 8% of those on out-of-work benefits have 3 or more children.
--Rather than living ‘lavish’ lifestyles, out-of-work families with 3 or more children are less likely to be able to afford a basic standard of living.
--60% of children in poverty have at least one parent in-work.
--Just 0.8% of welfare spending is lost through benefit fraud and this has fallen considerably since the late 1990s.
--It is wrong to frame the debate about welfare spending so emphatically, as some have, around out-of-work benefits given, for example, that 54% of social security spending supports pensioners.
--Government spent £20.9 billion on subsidising low-pay through in-work tax credits in 2010/11 compared to £7.6 billion on out-of-work tax credits.
--The majority of children in poverty are in households with two or fewer children.
--Only 2.7% of families in Britain have an alcohol dependent parent, a
nd 0.9% a drug dependent parent, and these families are atypical across the population
Cont'd
www.savethechildren.org.uk/sites/default/files/docs/Challenging_12_myths_and_stereotypes.pdf