SilverViking,
You asked if I see Catholics as "saved/born again" along with other Christian denominations.
Thank you for asking my opinion but I would say it doesn't matter what I think, but what God's Word says on the matter.
For one to know how to receive forgiveness of sins and eternal life, along with assurance of salvation, they must look to Scripture for truth.
2 Timothy 3:16
"All Scripture is inspired by God and profitable for teaching, for reproof, for correction, for training in righteousness..."
Remember, always look to God for confirmation of truth. His word is what stands, for He is the author and finisher of our salvation. Your, or anyone's, eternal security isn't based on human opinion, the wisdom of this world, philosophy or the traditions of men, but on the finished work of the Cross of Christ!
John 3:16
"For God so loved the world that He gave His only begotten Son, that whosoever believeth in Him should not perish but have everlasting life."
For one to understand the way to eternal life (salvation), I would encourage reading the Bible, from which some of the verses relevant to the forgiveness of sin and receiving the gift of salvation were referenced in my previous post.
Silver, you also asked how God's "judgement" (forgiveness?) can be guaranteed since we have free will to sin and to hurt God and to do un-Christian things.
The answer to that is Jesus Christ!
Our inability to live sinlessly is the very reason Christ came to this earth and willingly gave himself as a sacrifice, so that through His righteous blood our sin debt would be paid, with the result being the forgiveness of sin - past, present and future!
Romans 6:23
"For the wages of sin is death, but the gift of God is eternal life in Jesus Christ our Lord."
This gift of God is received through faith
Ephesians 2:8-9
"For by grace you have been saved through faith. And this is not your own doing; it is the gift of God, not a result of works, so that no one may boast."
John 1:12
"But to all who did receive Him, who believed in His name, He gave the right to become the children of God."
By receiving (believing on) Christ, we are born into God's family through the supernatural work of the Holy Spirit, who indwells every believer. This is called regeneration or "new birth."
And finally, the Bible says...
"He who has the Son has life; he who does not have the Son of God does not have life. These things I have written to you who believe in the name of the Son of God, that you may know that you have eternal life."
1 John 5:12-13
Thank you for your questions to me and replying to my post!
Julie