Does all cat/pet insurance exclude dental work?

[KatyMac]

Please?

As it is very expensive

I meant to say do any insurance companies include it

watching with interest as the owner of a manky toohed mutt.

I think once he is already manky it's too late for insurance

Well, maybe manky is an exageration. She's a greyhound and had her teeth cleaned 12 months ago but vet is already saying she'll need it doing again soon. So nothing major but at £120 a time if its going to be yearly thing then its expensive. Apparantly greyhounds are known for having bad teeth.

I haven't found one that included it.

I was just quoted £850 to have 2 teeth removed from my cat.

He had antibiotics last month as I thought 800 was too expensive. The anti biotics cleared the tooth infection right up and the tooth fell out. She did however say that a 2 week one off injection of antibiotics would be best - it cost £160 and unfortunately she didn't warn me beforehand.

So next time i would ask for the normal oral antibiotics and hope that the tooth fell out of its own accord.

I am to date to find one that includes dental, although mine will pay only if its accident related.

I have my boxer insured with Petplan and have done since she was 8 weeks.
She just had dental work done last week that would have cost £800 and it was covered (well I haven't had a bill land on my doorstep yet)
I don't think I could change Insurance providers now as it may be seen as a pre existing condition- iyswim.

Routine dental work and cleaning will not be included in any policy (the same way as spaying and vaccinations aren't). But if it is treatment for a specific problem that has occured, such as an abcess or broken tooth, it may be covered - but this will depend on the T&C's of your policy, as each insurer is different. I'm with Tesco and my policy states:

We will not pay the cost of any treatment to, or related to, teeth or gums unless:

? it is accidental external damage;
? an illness or disease has been proved to have been the direct cause of the tooth or
gum problem

We will not cover any condition or treatment arising as a result of preventable tooth or gum disease.