On Saturday my dog got bitten by another dog, they were both on leads and have met before without incident. They sniffed hello then as we went to leave their dog lunged at mine and tore her ear. She has a hole and a long tear. She is a bassett hound so has v.long ears and she is lucky that the dog didn't split the ear all the way.
At the time the owner said sorry i relied its ok and we walked off. round the corner i had a look at ear and could see the tear so took her to vets. £150 later she has several stitches.
I have insurance andexcess is £60 is it reasonable to ask for payment towards that.