How much does a dog cost to own per year?

[FormerlySpeckledyHen]

Assuming it’s a biggish one, Labrador say, how much for food, vets, insurance a year on average?
Without the initial outlay of buying it and bowls, baskets, leads etc.

Insurance - Highly dependent on age. It can range from £10/month for a basic puppy insurance, up to £70-£100/month for older dogs.
Food - Depends on the quality and what you want to feed your dog. A raw diet of real meat is obviously going to cost you more. Standard kibble and/or wet food around £50-£70/month.
Vets - Yearly booster vaccine is the main ongoing expense. Around £50/year.

So for a puppy or young dog, £80-£100/month on Food, Insurance and Treats.
With the yearly costs of vaccine booster on top.

We have a lurcher. His insurance is 45 per month. He's in a vet club at 18 per month which includes vaccinations, flea, worming treatment etc. Big bag of food is 30 per month then there's his treats, pig ears, toys etc on top. So easily 100 per month.

Sighthound owner here. His insurance is £10 a month, food is £75 per month (he's 23kg and always hungry) he has allergy medication from the vet which is £60 a month, and we spend about £50 a month on natural chews / treats / toys.

18 month old (per month)
Food - £40 - £50
Insurance - £35
Pet plan - £18 (covers flee, worm and boosters)

Insurance will depend on age and past health. Between insurance, food, treats, monthly flea and wormer, we spend around £150 a month on our bigger dog and £120 on our smaller one. If we use insurance the excess is £140 or we just don’t use the insurance. We don’t need a walker or day care but keep those in mind too.

Do you need to factor in grooming and any dog care/boarding as that can really make a difference?

And although you do need insurance unless you can get your hands on thousands at the drop of a hat do factor in that trips to the vets can come in under the excess so several small issues can be expensive and you can't claim.

I’d add Grooming £50 every 3 months and dog boarding £25/day

We have a sharpei.. we pay per month,

£47 for medication,
£38 for insurance
£50ish for food as he has allergies.
£10 for treats.

We then pay £100+ every 3 months for a medication review and blood test is need be.

We paid £4000 last year for an operation which wasn't covered for on his insurance.

Obviously our boy has health problems which are known for in his breed, but just gives you a rough idea as not every dog is 100% problem free!

Forgot grooming, £45 every 3 months pet dog. And lots of toys. They’re destroyers.

Depends on the dog and size etc. Ours is a small breed (10kg). £22 per month insurance and £30 month in food (Aldi Langhams wet food 1/2 tin and a scoop of their dry food daily, plus half a denta twist (70p per packet) and a biscuit daily). It doesn't have to cost the earth but the bigger and higher needs breeds will cost substantially more.

All of the above, plus I think if you're planning to get a dog you also need to factor in some money for proper training. This might be a relatively cheap and simple puppy training/socialisation class but could be more if you plan on getting a rescue. I know quite a few people who have dogs who have started to exhibit behavioural issues (from pulling on the lead/jumping at guests to more worrying things like eating the furniture/aggression) and have needed help with training. This is more likely with a rescue but I know a few people who have had dogs before and have found that their latest puppy has issues that they need some help with. I think this is a potential cost that is easy to overlook. [looks knowingly at reactive rescue that has cost us £££ in behaviourist fees to get to his current calm state]

I forgot vet prescribed wormer and flea at £60 per quarter and annual checkup and jabs at around £120

I have three large breed dogs all 40Kg+

When feeding raw i paid £400+ a month on food but now I pay £120 ish on dry food (so around £42 a dog)

Insurance £48/month for German shepherd £80/month each for other 2 (more difficult to insure breeds)

Annual vet costs around £150 per dog / year

Random pet shop bits monthly - dental sticks etc £50

I pay over £250 easily a month on them but I have 3 I'd say for one you're looking at around £100 a month not including grooming or daycare / dog walks / boarding.

Honestly it depends on the dog, and you need to be prepared that it might cost the higher end. I have two spaniels, and one eats basic bog standard dog food and has her yearly vaccinations and monthly flea treatment. Probably works out at £30/month. The other has expensive allergy food, monthly injections plus thyroid medication. Add on to that his anxiety medication and he usually has to go to the vets fairly often. He easily costs £200/month and it’s not covered by insurance after the first year. We do save on holidays as he gets so anxious it’s hard to leave him.

Thank you all - that’s a great help.

We have two large dogs (Rottweilers) and I’d say in an average month they cost us around £400 to feed, insure, etc. So £200/each, which would be just short of £2500 per year.

I have a JRT and she costs approx
Food £40 month
Teeth and mouth clean under sedation approximately £150 per year …she doesn’t have enamel on her teeth and has had a few extractions over the years.
Insurance £25 month

I've got a terrier, elderly with health issues. Have cancelled the insurance which went up to £190 pm, medication £80 pm, food £70.

Have cancelled the insurance, save the money and are lucky we can absorb anything else although not ideal.

Worming, grooming fleas circa £40 pm

Get the best insurance, it wasn't worth us claiming on ours anymore as the premium kept going up. We had initial £4k lifetime cover. He's 12 though so I think insurance e has moved on since then.

I have 2 sausage dogs. They are nearly 10. We pay £145 per month insurance. £70 every 6 weeks for food. Then about 200 for vaccines/flea/worm treatment. When they turn 10 the insurance stipulates we pay 25% of any vet bill. I'm dreading it.

I have an 8 month old labrador. He costs me £100 a month, which is food, insurance, pet plan at vets and some treats.

Greyhound . Insurance £76pm . Vet health plan £22pm. Food £100pm. Plus treats , daycare, boarding. We've done some training as well.

Much more than I had researched and budgeted for !

2yr old Cocker spaniel here

Monthly costs are.......
Food - £32
Insurance - £24
Vet plan - £14
Toys/treats - £10