Over the last year my, small, 11 year old dog has started to get increasingly more lumps, bumps and warts. We've been keeping an eye on one in particular and after a scratching incident when he split the skin over it we've taken him to the vets. They don't seem overly concerned at that one but have raised concerns over a couple of others, and included in our options is surgery when they will just remove the whole lot.
I'm really wary about the surgery as he is getting on a bit and i don't want him going in and not coming out of it. However, if these are melanomas and we ignore them it could cause him an early demise regardless.
Anyone else been in this dilema? Any vets out there who can give me more advice than simply 'i can only give you the options'.
The other problem is we only have annual insurance which is up in April. If we choose to keep an eye on it then any insurance we take from April onwards won't cover the operation.
All advice appreciated.