Help! I am usually an über pedant about all things linguistic (see how I even insisted on putting the umlaut in über?!) but I am sleep deprived and over-thinking things and I've got to the stage where I'm looking at a perfectly ordinary sentence in my own first language and I can't decide if it's right or wrong! 
The phrase I want to use is 'a useful insight'. I wrote it like that instinctively because 'an useful ...' just sounds wrong. But then I can't think of any rule where u is sometimes not a vowel, like h or y (I know h isn't ever a vowel, it just varies whether it's aspirated or not, but you know what I mean). Now I've been staring at it for ages hoping it will go away or I will magically think of a synonym for useful that doesn't sound too pretentious!
Help! A useful insight? An useful insight? Time for bed?