Noticing significant changes in dd24 and not sure whether to be worried. I'll list concerns and hopefully other parents might be able to point out any behaviours they recognise.
Was always good with money, works ft decent salary. Rents own flat (with partner) and pays car, bills etc. Had savings. Last couple of years built up a massive amount of debt, not sure how. This was cleared to give her a fresh start so now should have substantial disposable income. She's spending massive amounts of money on really excessive things and never has anything left, for example can't visit because hasn't got fuel, couldn't get me anything on my birthday as a speeding ticket took her whole months money (??) I can't make head nor tail of it tbh.
Let's start with the speeding ticket for item 2. Insistent that she was unfairly caught out, no sense of responsibility at all. Don't think she believes she was in the wrong. This is entirely unlike her. First time and automatic points as she was well over the limit.
Bf is moving out ostensibly because he wants to save for mortgage deposit. Seems to be agreement that she will stay, pay rent and not save. This concerns me. They've been together a really long time. She's moved a much younger lodger (19F) in to help with rent who no longer works and will be unable to pay rent from next month.
Says she's had an adhd diagnosis but is on a 5 year waiting list for treatment/prescription which doesn't make a lot of sense to me. (If anyone could give me clarification on that I'd appreciate it)
I don't understand any of this and it's really upsetting me. Is something going on or is this all normal? I mean if it was someone else's child I'd probably suspect drugs or something. It's just such an enormous difference in the last 18 months or so and I just don't know what to do. Grateful for any insights.