People who know about student finance

[treedelivery]

Hello you knowing people!

Ok, dh is going to do a 1 year full time access course. Then a 3 year full time BEd with qualified teacher status.

We will have my income, of about £20k for 23 hours shift work in the NHS.

We can get a loan to cover the fees, and loans to cover lving expenses.

What else? We are going to massively struggle on my ncome, and I can't see the mortgage company agreeing a 4 year interest only agreements as our mortgage is a) a tracker and interest is silly low at the moment and b) has 27 years to run and so we would be too near retirement.

ANy how, any clues would be great.

The websites are all so vauge, and the tax credits people all seem to think they work somewhere that doesn't advise on tax credits

We have no childcare costs, althoyugh this could change if gp's get ill or resign!

bump.

maybe put this in money matters as a tax credit enquiry

i think (but not sure) that there might be a problem with you only working 23 hours- there is some kind of tax credit threshold/cut off that requires you to be working 24 hours but i cant remembe what it was.

DH wont be getting any funding so tax credits will be based on your earnings.

Have a look at entitled to website.

When he starts degree level he will prob qualify for a very good student income....unless he already has a student loan.
Tax credits dont take student income to account except the adult dependants grant (which I expect you wont qualify for)