I am thinking of applying to do a Radiography degree but the financial implications are tying me up in knots. Dp works atm and earns around £13000 a year, he hates his job btw and would like me to take over in the earning stakes.
Instead of getting yet another dead end job I have decided to go back to uni. But for the life of me I can't work out if:
a)We could survive on NHS bursary + student loan + tax credits + housing benefit alone (if dp stayed at home and looked after the dc's 6,3,3 months atm)
b)We would be better off with dp staying in his job and us claiming childcare allowance (would be very complicated as dp works shifts that are 4 on 2 off, plus neither of us drive)
c)Dp (or me) looks for a 16 hr job, in order to get more tax credits whilst I am studying. I have experience of care work and imagine it would be quite easy to do a couple of NHS bank shifts, but tough on me wrt to studying plus kids plus work.
AAAAaaagh anyone know anywhere that would even advise me? Or am I better off appltying and working out the best logistics once I know firm figures?