£250 childrens trust bond what 's the best option?

[serant]

Can anyone tell me what they did with thiers? I understand there are 3 ways of investing this, I think i want the no risk option, just savings.

Which is the best? I only think i could top up £20 per mth. realistically. If you commit to an amount do you have to stick to this for the duration?

I found an ethical fund and went for the low risk type but not the no risk.
I think you can vary the amount you add on a daily basis as long as the total amount isn't over the top amount (can't remember what that is off the top of me heid)
I know most people don't care about the ethical thing but it was important for me, and it still does well!

I went for a staeholder one. I know that at the moment, if the plans were maturing now, they would not get very good returns but these are long term investments. the wa it is at the moment they are able to buy lots of 'units' for their money which means that in the future when prices go up they will get a better return.
I trust the company who are managing my childrens trust funds. They know far more about it than I do and will know when to switch to avoid great losses. If they got into the habit of regularly losing peoples money then they would be out of a business as no one would go back to them.

btw the yearly maximum amount you can tp up is £1200

Most of the stakeholder ones have lost money over the past year.

They are 'worth' less money now than what has been put in only if they were cashed in now.But this is not possible as it will run until 18th birthday chances are by then things will be alot different

Thankyou, I will have another look at the options.

My max yrly tp will be £120, at most from ourselves , gran may add something too.

Any building society/ other, recommendations?