Right. DH works full time. His salary pais for mortgatge and utilities, with nothing to spare. Before ds my wage was for other - ie food, travel, clothes, day to day expenses. Fine.
Because I had not worked for my employer long enough for them to pay me maternity pay, I am on Maternity Allowance, which is £112 per week, plus of course I get child benefit and we get £20 child tax credit. This is now our day to day budget, and we're doing ok. It's been a big drop in income, but we're living withing our means and very into environmentalism and voluntary simplicity so it's not too awful to live on less.
I have no job to go back to (contract ended). DS is 4 months and I'm considering how/when to go back to work. I'm uncomfortable with leaving him in childcare and I think I will be for some time to come. So I need to work so dh can care for him - ie evenings/weekends or from home. I am able to do this, but it won't pay briliiantly. Thing is, ideally dh would like to go to 4 days per week to have more tiume with ds but he earns so much more than me that even if I worked for that day PLUS evenings we would not have enough to cover mortgage etc.
Oh dear, this is very long and garbled and I've got myself in a muddle again.