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Having a 2nd Child - Lower Income

4 replies

lee12345 · 29/11/2020 17:23

Hi,

I just wanted some advice. Me & DH have been thinking of having a 2nd child. For context, our first child was unplanned & we didn't even think we wanted children, however especially for my DH that has changed & he desperately would like another. We live (mortgaged) in a lovely 2 bed terraced. Our DS will be 3 next year, we both work full time & DS goes to nursery 3 days a week & grandparents 2 days. If we were to have another child, by the time they are here, we would have the free nursery hours for DS, so we would only be paying for one lot of childcare. However I'm concerned about being able to provide all we need to for 2 children. We earn just over £40K between us, which I realise isn't extremely low, but once childcare, bills & savings comes out. My DH is looking for a better paid job, however at the moment there isn't too much out there, but both our work are very flexible in terms of childcare etc. I guess I'm just after some similar experiences & whether you have managed to make it work. I'm also concerned of only living in a 2 bed, it's a good sized 2 bed but the children would have to share. We plan to
move in the future, but realistically I imagine it would be a min of 5 years before we could afford a 3 bed in the area.

OP posts:
Are your children’s vaccines up to date?
Fatas · 29/11/2020 18:38

It's hardly lower income! If you can afford childcare currently, I don't see why it would be hugely different with two given that you would get the free hours for your little one. Also you'd have a lot of stuff you wouldn't have to rebuy and lots of hand me downs (i appreciate of its a differebt sex clothes could be an issue) I've always thought that girls can get away with bits stuff when they're tiny.
The period of childcare won't be forever and once your other child gets their free childcare you'll have extra money that you didn't have before. We have two bedrooms, haven't yet moved our 9 month old into the toddlers room (he's teething). We are actually living out of our bedroom into our mezzanine study area-mattress on the floor job. 😂 You do what you got to do, eventually we will build our extension 🤞.

Fatas · 29/11/2020 18:39

Boys not bits and moving not living!

JiltedJohnsJulie · 29/11/2020 18:52

From what you've said it's more than doable. I suppose it depends if you want another child.

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Doublebubblebubble · 29/11/2020 18:55

That is not lower income. I was expecting this post to be of a sahm whos partner had just lost their job or something.

No time is perfect for a baby and everytime is perfect for a baby. But it sounds like you have it made in all honesty.

Also, not against you Op but what is the big deal about children sharing?? I remember really enjoying being in a room with my younger brother. I used to pretend he was my baby And help my mum out too.

It sounds like you know the plan to move too.

Good luck to you is all i can say

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