tell me about it re being skint!!!
Another thing you may want to think about - have you signed up to the baby clubs? You used to get a free packet of huggies nappies from Tesco (not sure what they're doing now they've been discontinued) and a free packet of Pampers from Boots(???) - Have a look around for all the freebies and vouchers for things.
Boots do the free changing bag when you sign up to the parenting club - i used that at first and it was absolutely fine. Only stopped as i was bought a pac a pod for mothers day so now I have it packed as emergency supply in the car - spare set of clothes, a nappy, small pack of wipes, bib etc.
Don't make my mistake and buy everything you THINK you will need. Buy the basics and get what you ACTUALLY need later. I have a Mamas & Papas swing seat which is lovely and expensive but DS actually loathes it so useless. Wish i'd waited to see what DS might like before assuming i didn't buy the swing, it was a present, but wish i'd waited and chosen something he would actually use His Jumperoo, however was money well spent.
Have a look at NCT events in your area - the nearly new sales can be fantastic for getting stuff at a good price, and i have really enjoyed going along to some of the sessions they hold especially bumps and babies.
best advice i was given....
LISTEN TO EVERYONE'S ADVICE, NOD ALONG, DO WHAT YOU THINK IS RIGHT - you will know your baby better than anyone. I was given advice from everyone under the sun including db who's NEVER been around babies as DS was a frazzled, screaming mess up to 10 weeks. He has reflux/tummy troubles so was very uncomfortable in those early weeks while we got him sorted on the right meds/milk but everyone seemed to know what I should have been doing with him yet they weren't the ones left with this screaming little bundle for hours on end. They came in and saw it for 20 mins, offered their pearls of wisdom and walked out the door thinking they had solved all my problems.
Oh and some of the -silly- questions I have asked on MN have been classics 
sound advice and experience from MNers - again, read and take what is useful to you.
Blimey, that was long...