tiredofwaitingforitalltochange ·
27/08/2012 02:32
I am about to start my 4th year of a 5 year degree (MBBS). It's full time and I have au pairs for care of dc (12 and 10). When I started the course dh was earning well. I have been self funded, it's my second degree so no help with fees. I have transport costs of £300 a month, £3200 a year fees. I have taken a maitenance loan of £4800 for the past two years.
Dh and I are splitting. I have a new house, no mortgage but bills to pay and the expenses I have described (plus books etc). Dh's business is struggling in the recession (I mean really struggling, income has gone down by 70%). Money is going to be really tight with two homes to buy/run on proceeds of family home.
I will get an NHS bursary for fees in Year 5.
Can anyone tell me if there is anything else I can apply for now that I am going to be on my own? Are savings taken into account? Dh wants to give me a clean break, this will mean I get some capital (not a huge amount) from the sale of the family home on top of the house I have. I'm not very savvy about these things, it took me two years to realise we were entitled to 25% discount on Council Tax. Also I am classified as disabled by my Uni (MH). Currently I claim absolutely nothing, except Council Tax discount.
Is there anything else I can apply for to help? Any more loans I can take out?
Thanks in advance.