I work for the government and we do get 5 paid days off a year for emergencies at the discretion of your supervisor.
I work part-time so I was only entitled to 2 and I've already taken them. Besides these 2 days, since March, dh and I have taken 2 days holidays each and I have also taken a day from flexitime (one of the advantages of being in the civil service, even though the pay is c*!)
The good thing about part-time is that I could make up for time lost on other days, but that usually entails paying extra for childcare (as I don't ahve anyone to look after dd) so it makes more sense to take it from my annual leave.
I ahve taken one day off sick myself which was absolute bliss, as dd was at nursery and I spent the whole day in bed!!
Dh doesn't mind taking time off, but his job doesn't usually allow for it. (he tends to work an average of 15 hrs a day plus some weekends)I was very lucky when dd fell ill at a time when he wasn't too busy (v.unusual)
So you all have my sympathy and I suppose with 2 things just get worse, double the chance of them being ill!!
When I first started work dd was ill twice in the first month, I was so desperate I started a similar thread here on mumsnet, I was wondering how was I going to get through he year...but things have got better and in a way or another we manage, at the end of the day, if I run out of annual leave or flexitime, I'll just use my parental leave (unpaid). After all I don't work for the money (after the nursery and train tickets there's nothing left), but just to keep my brain cells alive for a little longer, so it's all worth it for me!!
I must admit I only keep her at home when she has a fever, and luckily for us, she isn't prone to stomach bugs so we don't get that, but she's had a few throat/chest infections this year and even thoguh the nursery policy is to keep them at home until they've completed their course, tha's 5 days very time, and I can't afford that. She goes back as soon as she's well and the fever has gone!