One big pot or not?

[Abip]

I am just interested to see how others sort their income. My exh and I had one big pot but he was awful with money and consequently ripped us off. My partner and I do things seperately but I am now in fulltime education and I am struggling to give him the same amount as before just working part-time. So my question. Do you do just one big pot? If so do you both work?

me and dh have a joint account - it is really his but I got added on when we got the mortgage. I have a couple of bank accounts but all that goes into one of them is the child benefit (dh works and I dont). I have a card for the joint account and am free to buy whatever we need whether that is food, clothes, etc

We have a joint account. We both work and earn similar salaries.

We don't have a pot as such, most of our money is separate as DH is a terrible spendthrift given half the chance, but we do have a joint account for the child benefit and any other joint money- we use this for emergencies. I earn more than DH, so I pay the mortgage and half the bills, plus the car insurance and tax and probably about 75% of the groceries. As for things like garage bills, meals or drinks out, putting diesel in the car, supermarket shops, stuff for DS etc, that basically comes down to whoever has the money at the time. We don't really keep a record of who spends what, so in that sense it's effectively joint money. It's just separate to prevent DH frittering the lot of it away on shit useful household gadgets.

Me and dp have separate accounts but a joint credit card (that he pays off). I'm a sahm so he pays a set amount into my account each month-out of that I run the house/kids. I prefer it this way as he goes out eating and drinking a lot where as I'm partial to clothes and shoes. Saves any arguments about who's spent what

You might get more responses in 'Money Matters' rather than 'Parenting'.

Yes, DH and I share absolutely everything. When deciding who pays for what it's only decided on which account happens to have more money at the time. I don't work, am an OU student at home with my young kids so my only money is tax credits. I like that we share everything, we used to have a joint account but it was a pain really. We just divide things up so I usually pay for food, DH does utilities etc. Because we are low income there isn't much scope for spending on ourselves but when we do we always discuss it first. We are sensible with money, DH's ex utterly scuppered him with catalogue debt etc so he is super careful.

I know lots of women want to have their own money but it doesn't really bother me ATM.

We just have the one account and any money goes into that.

It makes us both more careful with money and we check any big expenses with each other.

I also manage the money despite not being the wage earner at the moment, so DH has very little idea what money we do or don't have, even in accounts with only his name on.

We have just one account. DH works, I'm on mat leave and not going back. All money is joint, I manage the finances/budget etc and don't have to account for anything.