Considering full-time education

[StellaBrillante]

Hello all,

I'm currently looking into how I can leave my miserable job and go into full-time education to finally do my degree. However, I have read some of your posts and I honestly don't know how I'm going to cope on £12,000 when my currrent income is over 3 times that.

I'm a single parent, with no savings and a huge mortage (and negative equity so can't sell or downsize to raise funds). I'm starting to think that going to uni is not within my reach since I committed myself to all these financial obligations.

Also, all of that put aside but still on finances: I have checked and even with a railcard discount, my monthly travel expense would be £186!!! (the uni is a good 38 miles from my home).

So, my question is: how do you cope?

Thank you ever so much in advance!

Just how miserable is this job if you're earning £36k??? BTW what is this job that pays so much without requiring a degree??! Could you PT or freelance to add to funds + don't think students pay income tax :) Many Unis have independant finance advisors - it's maybe worth you popping along to have a word.

Also as many often say to us skint folk - well you cut your cloth..... (some oldie fashioned saying) basically saying you manage on what you have. In the same vein I suppose if you have more you managed on that therefore.... could you see where you could make economies? Do you have a frugal life? I know when I've had decently paying jobs that made me miserable I frantically overcompensated by constantly "treating myself" If you were doing what you want to do could you live simpler, less takeaways, new clothes etc etc

Do it

Hi and thank you for your reply to my post!!!

ps. as for my job, it's pretty miserable and I've had to compromise a lot to work my way up :-)