Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

Other subjects

IS IT ME? AM I A PARTY POOPER OR NOT?

15 replies

Gilli · 03/07/2003 22:43

I would really appreciate your views. Recently, our school has become crazy with a sort of pyramid scheme called Hearts, that is marketed as a sort of women's club where you put in a minimum of £375 and in so many weeks time you collect £x thousand. The schemes depend on you getting at least four more women to join your club. There are at least 5 of these schemes running at my childrens school, involving staff as well as mothers. Am I the only one who thinks that this sort of investment scheme is fraudulent? The organisers openly admit that each scheme can't last for more than a few months, and conveniently choose to ignore the fact that this means that some women will lose their money. The pressure to participate is considerable, with some mothers I know afraid that they will lose friends if they refuse! What really gets me is that this scheme holds the most attraction to some fairly vulnerable people, who can't afford to lose the money they are investing. One friend has borrowed in order to join. I know one can't legislate to protect the greedy, but surely these schemes should be outlawed to protect the gullible, or am I being a spoilsport? I really feel alone in this at the moment. If there are any mumsnetter journos looking for something to expose then perhaps you'd like to have a look at 'Hearts'.

OP posts:
Bossanova · 03/07/2003 22:49

As far as I know this pyramid scheme and others have already been exposed in the press. Some people have lost a lot of money whilst the few who are in at the beginning are the only ones to make the fortunes that are promised. I think that the government is looking to try and make these schemes (or is that scams?!) illegal. Don't touch it is my advice.

sb34 · 03/07/2003 22:50

Message withdrawn

happycat · 03/07/2003 22:50

this sort of thing was exposed on the T.v a few months ago bad news.I would say no in fact I was asked and I could see right through it then.I think they reley on people not wanting to say no so they don't lose face or offend their friends.Can't belive it's still going on.

pie · 03/07/2003 22:52

Pyramid schemes are most certainly illegal. There is this of the Department of Industry page :

"Trading Schemes become illegitimate and illegal when, while purporting to trade in goods or services, their real purpose is to generate money by recruiting new participants.

This is often referred to as "pyramid selling" (but not all "pyramid" schemes are "pyramid selling". Note that recruitment rewards are not in themselves unlawful. But it is unlawful to persuade someone that the main motive for joining a scheme is to profit from recruiting others or to take money from someone on the basis of such a motive."

If you are seriously worried and other parents are feeling pressured, which is the really illegal part, then I would approach the Headteacher, show them the DTI info and tell him/her that you will have to contact the local trading standards officer if the school do no stop encouraging/allowing members of staff/parents to pursue this so openly.

IF it continues than I would contact your local office. Its terrible that a mother has already felt so pressured that she has had to borrow, and even worse as it would appear from your post that the scheme is being endorsed by the school.

HTH

pie · 03/07/2003 22:53

That smiley wasn't supposed to be there!

maryz · 03/07/2003 23:22

This reply has been deleted

Message withdrawn at poster's request.

Ghosty · 03/07/2003 23:48

I had a friend who was involved in one of these a couple of years back. I was seriously tempted ... and was going to borrow money to join ... and then 'luckily' my friend and I fell out for a bit. When we sorted stuff out I asked her about it and she had lost about 1200 pounds (sorry don't have a pound sign on my keyboard!!).
I was really relieved that I didn't do it ...
Around the time it was also being talked about on 'This Morning' and was being exposed as a con.
The sad thing is that the people who need the money most are the ones who lose ...
You are not being a party pooper Gilli ... and I don't think the staff of a school should be encouraging this ... it could backfire big time.

SoupDragon · 04/07/2003 07:55

Definitely a con. Stay away from it!

eidsvold · 04/07/2003 08:05

this one was exposed as being a con recently - keep your money!!

Gilli · 04/07/2003 23:18

Thanks everyone - no I have never been tempted: I'm just fed up being the only one saying " it's a con, don't touch it" over and over again... The school doesn't condone it: it's just that I know that some of the pyramids have members of staff involved. Thanks for the DTI info Pie - I really think I should say something to the headmaster, although we break up this week so I'm not sure that it won't be too late. I just feel that there shoud be much more publicity than there has been, as this seems to be a complete craze down here in Kent.

OP posts:
sobernow · 05/07/2003 07:29

This reply has been deleted

Message withdrawn at poster's request.

Caroline5 · 05/07/2003 08:07

Just found this :

Conmen who set up pyramid "gifting" schemes could be sentenced to up to six months in jail or be heavily fined under a government Bill to be published this week, the Independent reports .

Tessa Jowell, the Secretary of State for Culture, Media and Sport -whose department has responsibility for trading standards - will move to outlaw the practice, which is estimated to have duped more than one million people, many of them women, into parting with their money. Confidence tricksters are circumventing existing legislation against pyramid selling by describing their activities as "gifting". One of the American-style schemes invited women to "give" £3,000 with the promise of a payout of £24,000 if they could persuade more of their friends to sign up. In the overwhelming majority of cases, the money never materialises.

Under the plan, women buy one of eight "hearts" on the bottom level of a pyramid. As new "gifters" join, original members move up the pyramid until they get the top payout. In a typical pyramid scheme, the conman takes a hefty cut of each new joining fee. The scheme collapses when, inevitably, the number of new investors dries up, leaving thousands at the lower rung of the ladder out of pocket.

Not everyone has lost on the schemes, though, and among the minority who emerged winners was Lady Anson, a cousin of the Queen. Lady Anson, 62, revealed earlier this year that she made £48,000 from a pyramid scheme called Circles after persuading her well-heeled society friends to part with their money. She and her friends are among a new breed of well-connected women being seduced by the schemes, which have traditionally been directed at hard-up housewives trying to escape the poverty trap.

Trading standards officials estimate that about £3bn has changed hands through pyramid selling schemes in the past two years."These schemes are an absolute menace," Ms Jowell said yesterday. "The new laws will do more to truly empower women than these pyramid cons have ever done."

SoupDragon · 05/07/2003 08:15

Gilli, have a look here , you could print it off and hand it to anyone who asks you to join.

There's also info on pyramid schemes here .

codswallop · 05/07/2003 10:08

you arent in the mIdlands are you - it was all the rage there 2 years ago when I lived ther - I didnt have spare thousands to lose!

tigermoth · 05/07/2003 17:30

Gillim I think it's really sad when you say some mothers at your school feel they'll lose friends if they refuse to join the scheme. Surely there's more chance of broken friendships amongst those those who join and persuade others to do so? What happens when these recruits lose their investment? Who are they going to blame the most? People like you who have never got involved or people like their friends who promised them riches? I bet I know the answer to that.

New posts on this thread. Refresh page