Does anyone know of any really dishonest and underhand morgate lender that might let us have more than a £93,000 mortgage, as that won't buy you a pot to p*ss in round here.

[moozoboozo]

Anyone?

Also, look into getting an interest only mortgage - the payments are usually cheaper so you could get a tiny bit more. You'd have to change it over to repayment later or find a way of saving for the capital but might help get your feet on the ladder.

First Direct site does £108k on sole £30k earnings. here