Up until now, I've usually tended to refer to women of about my own age as "girls" but, having just had my 39th birthday, I'm wondering if that's a bit sad. "Woman" sounds a bit impolite, somehow, and "lady" is maybe a bit silly, when refering to a 30 something year old (except when talking to ds). I remember reading an interview with Julia Roberts who said she didn't think of herself as either a woman or a lady but "somewhere between a chick and a broad".
What do you all do?