Travel Insurance Annual Worldwide Policies, what do you pay?

[Rhiannon]

I've just had my renewal for my annual worldwide policy and wonder what everyone else pays. TIA.

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We get a staff discount for the BA insurance as my dad worked for them for years. That's very cheap, £80 per year for the four of us, worldwide.I know places like Thomas Cook are a rip-off for insurance. First Direct are reasonable I think.

We pay (I think) £58 a year for the 3 of us - but it wouldn't be any more if we had more children - through my company scheme. That includes unlimited travel (kids unaccompanied too if they're of an age to be doing that), unlimited skiing, and off-piste skiing too. Considering it would cost more thatn that EACH for just one trip to North America if we bought a one-off policy I reckon it's a bargain. I really can't understand why anyone buys their insurance with their holidays these days, no that making it compulsory to buy the tourops/travel agents insurance has been made illegal.

We pay nothing so long as we book the flights or hotel or whatever with our credit card. Travel insurance is included.

CAM: but that wouldn't cover medical, would it? Do you only travel in UK/Europe & reckon you're covered for medical? Our house insurance mostly covers loss of possessions; we primarily need medical.

We (family of 4) do a lot of travelling (10 days Spain & 4 wks US last year) and it has never worked out better to get annual insurance; always works out cheaper to get insurance for individual trips. We usually get ours from WWTIS .

Oh poo, got that link wrong... should be
WWTIS .

I can't do links, but try out 'thisismoney.com' first as they have an Insurance bit where you can fill in key details and it comes up with a list of options. I chose the cheapest when I checked this out last year - James Hampden - partly because of the lower cost, but also because they were recommended by my boss as prompt settlers of claims he had made (he travels a lot).

Pat, many thanks have just bought the insurance with thisismoney.com. It was really easy we went with James Hampden too, price was £74, £27 cheaper than our renewal quote.

Sending a cyber drink to you. Cheers!

Ours comes free with the Nat West Black card. Each of us can travel on our own without the card holder and it also covers anyone we take with us. we took DD's friend to LA in the summerand Ds's friend skiing with us and they were covered too.

It covered DD for a month in Peru on the World Challenge and she too has a nut allergy. It will cover DS's month rugby tour in Australia this summer without us.

We had Amex Centurion before and that covered DS getting airlifted off a mountain in Austria and flown home and at the same time the same thing happening to me in Canada!! We never even saw a bill, we didn't have to pay out anything first or sign a claim form.

So whilst the cost of having this type of credit card may seem expensive it is well worth it and you also get to use the business lounges at all airports free of charge.

Mine does cover medical. I wouldn't rely on it if I went on dangerous sport holidays though, but as I don't I don't think I need extra.

CAM, it would be fine for skiing/sailing type hols though, I've used it and claimed successfully with a hsbc gold card with insurance included for both medical and non med claims

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