Universal credit reviewing claim - want bank statements

[Bear543]

Hi, I am a single mother claiming universal credit, I live at home with my parents. UC now want to see 4 months worth of bank statements. However My child’s father has been putting money into my account roughly every two weeks, roughly adding to 4 grand over the past 4 months. We are not together but remain friends and He does this to help me out, ensure I have money for my child and so on. None of it is saved, it is all spent and I’m often still in overdraft at the end of the month. He also has a gambling addiction so does this to ensure he can’t gamble it all in one go, so sometimes asks for 10/20/30 etc to be transferred back on random days. To make matters worse, the reference when he sends me the money is still “girlfriend” as it just hasn’t been changed since before we had our son and before we broke up. Now I feel like universal credit are going to see this as we’re together and class it as fraud when we’re definitey not together! This has sent me into a panic and I struggle with anxiety already so this is sending me over the edge. Please hel, any advice etc, what will universal credit do or what will they view this as?

Just tell them it's money from your ex for maintenance. Ultimately, you can't control what reference he uses on his banking.

I would see if there is a charity that you can ask for advice - there are generally benefits and money charities that will be able to help and support you.

They'll just see it as income and will adjust your claim accordingly.

Concentrate on being a good dm. He can manage his own problems. Money for your dc is fine. Bouncing cash back and forth will look dodgy.

Not sure if I’m replying to your comment properly not used this before other to read threads!
thats what I’m planning but will they believe we are not together? How do I prove we aren’t together?

Going to look into this thankyou!

@Bear543 good luck! A family member has recently used the services of a local charity to help him with some benefits issues and they have been so helpful. He too struggles with anxiety around this kind of thing and it has made such a difference. Good luck!

Hiya. What was the outcome of this because I have a similar situation with my ex. Thank you 🙏🏻 I'm literally feeling so anxious and sick and can't sleep thinking they will think I'm being fraudulent

please see above comment 🙏🏻 very anxious mum 😟

I've just been through this and recognise your fear and panic.
Firstly, he is giving you child maintenence - this is not income and is not classed as income by UC.
Your savings is about how much you have altogether ( in however many bank accounts you have) at the end of each claim period. It's not about whether he's given you 4k in total but about your end of claim balance.
And don't forget that balance is £6k before you start declaring it
If you are single then he can't be sharing bills etc. You can easily show this isn't the case.
Big hugs