So basically, nothing is ever simple in my life and I am in a crappy situation.
Me and my ex partner split up before baby was born. I have since been living with a family member but I now have to move out as they can no longer accommodate me and my baby which I am absolutely gutted about.
I am really amicable with my ex partner as the split was a joint decision and I know it was the right decision. In an ideal world of course we would have stayed together, but I have always been taught you have to do what’s right for you.
Basically, baby’s dad does not give us a child maintenance or support. Instead we have agreed that he will help me with buying a house for our child to grow up in, so that he can be raised in a place he is able to call home.
My parents have also agreed to put money towards the house, as long as I am able to run this house. This is doable as I receive universal credits and I also get my mat leave from work. My question is, will I still be able to claim my universal credits if me and my ex partner get out a mortgage together?
Again I know this is a very unique set up and it can quite often be rare for ex partners to be this amicable but we have known eachother since we were kids and we both just want what is best for our child.
Just to add Ex partner works away and we have agreed when he is off work he will stay on his spare bedroom as his family is back in wales and he is normally living at his parents house in wales.
Sorry to ramble, I just need advise as I am unsure if this will affect my universal credits claim..
No judgement please, I am just a first time mum who wants what is best for her child and I don’t want to rent when I have the opportunity to make a forever home for my little man.