Hi- have been having fun and games with house insurance. We moved out mortgage a year ago and asked to keep our buildings insurance with the original provider as they were much cheaper. However recently discovered they'd not done this so no insurance!!!!!!!!!
New mortgage provider would insure us but for a high price. Original will no longer cover us as we are now deemed flood risk. Have been having fun and games with quotes ever since.
Yesterday I thought I had finally cracked it. New policy says we must be no closer to the river than 20m - measured it and we are 22.5. However it also states we should be at least 2m above the high water mark. I thought we probably were so went ahead but DH is concerned that we are not. So how do I work it out? I suggested GPS system but haven't got easy access and DH says it wouldn't be accurate enough at this distance. Is there some basic maths I can use to work it out?
We are at the head of the river with a hugh flood palin above us and cottages never flooded in 150 yrs (touch wood) so its really frustrating but I want to make sure we are covered properly just in case. Thanks