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Need a bit of advice..or a push or something!

35 replies

fio2 · 04/11/2004 07:15

Cant beleive I am asking this, suppose it's because me and dh are both scared of making a decision!!

basically he is working further away again. He got made redundant due to company closure in June. he then got offered what seemed like a great job but it is several counties away. it takes him 2 1/2 hrs min each way. It is killing us. Dh is constantly knackered, money is dwindling (due to petrol costs) and I just feel like I am bringing up the kids on my own His boss is a complete arse, and without going into too much detail, my husband has found out that boss has been slagging him off behind his back to other staff members that my dh is in charge of

dh has been offered another job (also in the same county as this one!) It would mean we would have to move but it is a very good job, not as senior but good prospects, a good pension scheme, relocation money and basically it would sort him for the forseeable future. They are going to send him a written contract mid november. They dont want him tostart until january by the look of things.

So dh wants to give up this job he has and take the rest of the year off. We have redundancy cover on everything. My Mum seems to think we wouldnt qualify for the cover though as he would make himself out of job. Is this true?? She thinks we wouldnt get benefits either. I think this is ridiculous because he is basically working for next to nothing atm and surely the benefits office dont expect you to work hundreds of miles away? Does anyone know if we can claim?

and would you all take the risk of having a couple of months off. basically in that time we could get our house ready and up for sale and dh could still carry on looking for a job round here (and hopefully get one!) Please help, I feel really mixed about this

OP posts:
fio2 · 04/11/2004 09:49

and struggling

I feel so sad. i wish I was a child again

OP posts:
incywincy · 04/11/2004 10:04

hi, does your daughter get dla care middle or higher rate, if so you may be able to claim invalid care allowance for looking after her and can then claim income support as a carer. cab or the local benefit office should be able to advise you about this route. (the rules may have changed in the 2 years since i last worked for the benefits service so sorry if i'm wrong about this)

hercules · 04/11/2004 10:05

As is is a temporary contract you can claim once it ends. You cant claim redundancy as he's not being made redundant.

fio2 · 04/11/2004 10:10

yes I get DLA higher rate care and mobility and I get carers allwance

so once his contract ends, i can claim income support and he can? is that right? but we wouldnt get redundancy cover on the mortgage? So it would better to anything, maybe than him claim?

i wish they would hurry and send his new job offer through!

OP posts:
zebra · 04/11/2004 10:20

Go for it, Fio (job in same county, I mean). I don't know how you have managed to last this long. Does this mean that your DD can stay at the same school, too? Bonus, if so!

crunchie · 04/11/2004 10:21

redundency cover of the mortgage and credit crads and whatever are basically hardly worth the paper they are written on.

I was watching some programme on TV and they suggested that you put into a savings account all the money that you currently pay out on 'insurances' including extended warrenties, redundency cover, payment protection plans etc. Then sit on that money. If you need to make a claim, the money is there, if not the money is still there for another reason.

Anyway fio2 back to the issue. It is so annoying that he can't claim, but I think if the job is ending anyway, get him to get a temporary job until the new one starts it your best option by far

fio2 · 04/11/2004 10:27

zebra, no the job is in the same county he is working in now! but he would get relocation money etc so it wouldnt be such a wrench on our bank balance, plus it is the right job for him.

I wish I had have put the money in a savings account crunchie. I paid the redundancy cover on the mortgage in a lump sum when I took the mortgage out. really wish i hadnt now!

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nutcracker · 04/11/2004 10:47

Just wanted to say Fio please don't rely on the new job until he has it confirmed in writing. My dp gave up his job (voluntary redundancy) and so didn't quialify for redundnacy cover etc and so the money he got from being made redundant was used to pay the mortgage as he didn't find another job. He couldn't claim JSA for 13 weeks and when he did it was a laughable amount. Anyway in the end our house was reppossesed.

Just make sure you have covered every eventuality before you make any desicions.

Good luck

fio2 · 04/11/2004 10:50

oh nutty i am so sorry your house was repossessed, that must have been really awful for you Sometimes i think we would be better off selling up and living in rented accomodation iykwim It is so hard when you pay a mortgage and work isnt secure. but we are definatly not alone on that one i know!

OP posts:
nutcracker · 04/11/2004 10:52

It was the worst time of my life but thankfully we have got to a happy ending.

I know what you mean about renting, I personally would never have a mortgae again, i couldn't stand the stress.

Hope it all works out for you.

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