DH recently had a crash. He was turning right out of a side road and hit someone on the main road. His car was barely out into the main road at point of impact (inches) and only scuffed bumper. Other car went out of control and off road. Witness said other car was speeding. There is a sharp bend just before the road. Coming along there you get just 5 seconds reaction time at 30 mph from where you can see the junction. DH says the road was completely clear, looked the other way and bang, there it was in front of him.
Police/insurance say it was his fault and the fact that had the other car not been speeding then he'd have seen it and stopped is irrelevant. They tried to say the crash happened 200 yards away from the junction when it didn't. Witness got very pally with other driver and changed story.
4 years ago he was knocked off the road (hit back and then side) by a driver who was doing 90 mph in a 60 limit single carriageway road who was overtaking 9 cars in a slow moving queue. Told that time that speed/shouldn't have been doing it irrelevant and insurance done 50/50. (They say he pulled out in front of it)
What I'd like to know, if anyone can answer this, is why doesn't speeding count? It seems to count if we're doing it, but not if it's someone else.
Also we have only just heard from the other insurers more than 3 weeks after the accident and the name of the insured is totally different from the name of the person in the crash. Is this relevant?
I get fed up with my DHs driving but honestly it seems whatever he does it's always his fault. It's not fair!