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Original poster

Which is more risky - buying over the phone or online?

11 replies

popsycal · 20/10/2004 12:04

having been stung twice with people nicking my card details even though I am paranoidly careful, I am going to have to do some xmas shopping that does not involve leaving the house.

So which is safest?

OP posts:
carla · 20/10/2004 12:10

I always prefer to use the phone for security reasons. They can confirm your order/availability too.

Gingerbear · 20/10/2004 12:10

It depends on the company doesnt it? I have ordered online from several places no problems. You could also sign up for Nochex - some online places accept that as a form of payment. I have a paypal account but am wary of using it after reading problems with it and excessive charges (read the community discussions on ebay).

Have done phone/mail order too with no problems.

jenkel · 20/10/2004 12:32

Firstly, if you pay by credit card you are protected by the card issuer. Secondly, if buying online look out for a padlock at the bottom of the page, this indicates that the site is secure. I personally have had no security issues buying stuff online and I have bought loads.

Original poster
popsycal · 20/10/2004 12:33

i have bought loads online too....and i am sure that the problems i have had are not as a result odf buying online.....
i am just paranoid

OP posts:
Original poster
popsycal · 20/10/2004 12:33

i would only buy from big, well established sites anyway

i run virus check and spyware whatsit lots too

OP posts:
Batters · 20/10/2004 12:41

This reply has been deleted

Message withdrawn at poster's request.

Original poster
popsycal · 20/10/2004 12:43

6000 grand was spent on mine - didnt have to pay a penny though....
afew years ago, my debit card was used in france....1000 quid.....

i am just unlucky

OP posts:
GeorginaA · 20/10/2004 12:46

Technically it's safer online because there's an encrypted payment system (look out for the padlock on your browser). Phone conversations can be more easily overheard...

poppyseed · 20/10/2004 12:49

Popsycal it's not just you that has bad luck... I've had it too - 3000 on surf wear in USA from a bloke in Pakistan (!?) and also BT mobile phone topups in UK. I really don't think that you can avoid it npowadays as apparently they can buy software that randomly generates visa numbers anyway. I just make sure that bank will cover all fraud and make sure that I don't have massive credit limits on the cards.

Original poster
popsycal · 20/10/2004 12:52

poppyseed - that is exactly what i have done......

OP posts:
grumpyfrumpy · 20/10/2004 13:22

This reply has been deleted

Message withdrawn at poster's request.

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