I need something that sends me email reminders. Does it have that?
I'm so unorganized, but have had to come to grips with bills. My (chaotic) method is this: have a "Pay me" folder and shove bills in it as they come. Like stour advised, have minimum dd for the credit cards, but aim to pay more as you get to them. I also have dd for things that have to be paid (eg mortgage). Then every 3 weeks (aim for every three weeks, because it'll turn out to be once a month if you're like me), just sit down and pay them all. Get online banking and check that everything is up to scruff at the same time. As you pay a bill, write on the bill what you paid (if it's not the full amt) and the date paid and shove it in the "To file" folder. Get proper filing equipment (ie hanging folders) and file every so often. If you get nice big folders, you can put it off for 3 months or so.
I have needed stuff from the files (loads were in the "to file" folder, but I knew where it was!) and it's helpful to know you've kept it all. I also shove all the warranties, receipts, etc in a folder called "receipts". Like everything else, it's having a place to put stuff. If you know where it is, no matter how unorganized "where" is, you'll be able to find it when you need it.
I also keep two diaries, kind of. One is a date book of appts, and one is a notebook of to-dos and lists and vague notes. The vague notes diary is the most helpful day to day. I just write stuff down as I think of it and then a look over the past couple of months will tell me what to do, eg, must submit insurance for stolen bike (from 8 weeks ago). I try to keep a running to do list and do, of course!, cross off things that I've already done, even if I have to write them down first.
Oops, one more helpful thing, I keep a notepad hanging in the kitchen with a "touch and and die" pen on it (I usually end up writing in crayon, so that doesn't work). Then I write down things that I need as they go out.
Wow.... really long post. I'm pleased. My house is an absofuckinglute mess, so I've go no tips there. I'm what is generally known as a slob. I really need help on that point.