Wondering whether MNers can help. Neither dh or the other driver want to lose their no claims so hoping we can sort it out ourselves! Dh thinks you'll be able to tell us who is at fault.
Sorry explanation will be long but hope someone will be patient enough to read it and chip in.
Dh was pulling out from a side road. There were cars parked at the junction where it joined the main road so he had to nose out to see if it was safe to go IYSWIM. But he was stationary, in order to see whether it was OK to pull out.
The other driver was on the main road dh was trying to get onto. He was on the same side of the road as dh. Didn't see us until too late because he came round a corner too fast, (a corner on the main road before he got to where dh was - so it was impossible for dh to see him).
He didn't have enough time to slow down or stop in order to avoid dh. He tried to swerve round behind our car (as in, he aimed for the side road - could have injured any pedestrians) and ended up hitting the rear of our car on the driver's side.
Our car is fine but he broke his rear headlamp. He wants £70 to repair it. But I'm not sure if the accident was dh's fault, or his.
Of course you shouldn't pull out until you can see it's clear but dh had stopped so he could check that was the case - he'd had to pull out far enough to see round the parked cars. Other guy should have slowed down anyway as there was a pedestrian crossing at this junction.
A man came over to dh and offered to be a witness. He was sure the accident was the other driver's fault. We have his details. But was it? Should we pay the other driver the £70 or not?
Let MN decide... and thank you for reading this very long post. Hope it makes sense!