house not standard build... mortgage difficult to get.... what would you do?

[starlover]

ok we m ade an offer on a house which was accepted.

the estate agents then spoke to our mortgage advisor and said that the house wasn't standard build as it has a concrete structure. We were never told this! maybe it's obvious, but we're first time buyers, don't know much about houses!

Anyway, we had an agreement in principle with alliance and leicester who have now said they won't mortgage this house.
Our MA has found us a lender who will, but it is a bit more expensive.

now am worried about this... what if it is a bugger to shift when we want to sell it?

Our house is of wooden construction and we had to try a few places for a mortgage and insurance, (Halifax). We don't pay more than a couple of pounds a year more for insurance and for any one buying I would give info on who does mortgages etc.

thanks!
mumsnet really is jolly handy isn't it?

skribble that's interesting about the insurance. who are you with?

Halifax, TSB wouldn't touch us. When we looked at a flat over a shop a mortgage advisor told us some companies won't insure flats over commercial premises. Get an advisor to get you some quotes, but I would advise then dealing direct with company as our advisor farted about for ages and Halifax were not keen to deal with us direct as we had used a broker.

sorry yes, didn't read your first post properly! duh

might give them a ring tomorrow