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Has anyone ever insured their exdh's life?

5 replies

lilibet · 09/10/2003 12:48

Now that my divorce is thru and my finances are sorted, someone has suggested to me that I should insure my ex's life. Not to kill him off and get a bit of revenge, but so that if anything happens to him, I will have something to compensate me for the fact that my maintence payments will end as I have no claim on his estate. My maintenace for the children makes up a big part of my income and if it disappeared I would be lost, so it does seem sensible. So has anyone ver done it or got any advice as to how I would go about it. My youngest is 6, so I thought that a policy where I could get a lump sum in 10 years would be the best?

OP posts:
Hayls · 09/10/2003 14:31

Wouldn't your children have a claim on his estate? Sorry don't know anything else about it, hope someone does!

iota · 09/10/2003 14:40

I don't know how you would go about it, but it seems a very sensible idea.
If you have an amicable relationship could you speak to him about it? I've got my dh well insured for the sake of the kids, surely the same principle should apply even though you're not together.

Twinkie · 09/10/2003 14:43

Message withdrawn

WideWebWitch · 09/10/2003 15:10

lilibet, how did this go in court? I'll look for the thread in a minute if you've updated it. I haven't insured my ex but he tells me that my maintenance still gets paid if he dies so I know he's already sorted this out. Ds gets everything (held in trust) should this happen (which I sincerely hope it won't - our divorce is very amicable). Anyway, it's definitely possible to make this arrangement, could you ask him?

lilibet · 09/10/2003 16:15

I'm going to have to try and talk to him as I need to make a will and want to kow what his intentions would be towards the children if I died, so I shall bring this up but he is a very silent man! It came about as a friend of dps insured his ex wifes life for a quite large sum as he said that if she died, he would want to give up work to care for their children, whch I thought was quite nice but apparently she didn't!
Thanks for all your good wishes www, your advice on the other thread was incredibly good

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