Am so sick of struggling every month to make ends meet. Am green with envy at some friends we know who seemingly have money to burn (he works in the money markets and you should see their house). Meanwhile we are struggling to pay rent (can't even afford a mortgage). The house we're in is fantastic and I count my blessings when compared to some others and I know I should be grateful but today I am not - just fed up as yet another bill has come in and I can't begin to think how we're going to pay it. We haven't yet paid the rent this month which we should be able to pay next week, plus DS nursery costs while I work, plus the electricity bill which should have been paid last month but wasn't cos we didn't have the money.
We've "cancelled" Christmas except for small token gifts for people. DS has his birthday on 20th December and then Christmas five days later but thankfully is still too young to know about money and possessions and will be happy with anything colourful which comes out of a box.
I know I'm not the only one out there in this position. Hubby is self employed which is fine when the money comes in when due but not when he's owed money and ends up waiting weeks for it - he doesn't earn a huge amount as it is.
To make matters worse the bloody Tax Credit people have (for some reason known only to themselves) had him down as claiming jobseekers allowance since February (?) and have evidently overpaid us so I am just waiting to see how much we've been overpaid by and how they are going to take it back.
Fed up today as you can tell - tomorrow I'll be okay and count my blessings again (healthy, happy nearly 3 year old, a roof over our head (even if it IS rented), warmth, sufficient food etc - hey I'm feeling better already.
Would be nice just for once though to go shopping and think "to hell with it all" and be able to spend, spend, spend.