Hello ...
I am beginning to get a bit stressed about the cost of Christmas and everything leading up to and after it ...
This is how it stands ...
At the end of this month we have a Rates bill ... and we have to renew our house and contents insurance (premiums went up due to claim earlier this year due to burglary) ... then, at the end of November it is DS' birthday, then we have Christmas - MIL, SIL and BIL coming to stay for xmas and New Year (so we have to feed them for 2 weeks) ... then in January our new baby is due ....
I am not sure how the finances are going to stretch. DH will get a bonus in December (don't know how much) ... that will help but we really want to put that into saving for our house (which needs extensive work doing) ... and so don't want the bonus to be swallowed up but other things ...
Not to mention the credit card bill ...
What tips????