I used to think of myself as a very decisive person. Since having DD1 I have completely revised this view. She is now 3. For the last 2 years, I have been umming and aahing about whether to have another child. DH is spectacularly unhelpful and non-committal and also has no idea about money. A couple of months ago, on a complete whim, decided that did want another one and was fed up of my indecision. I have just worked out that I am currently in the middle of a miscarriage as the pregnancy test has gone from 3+ weeks to 2-3 in the space of 5 days - also have been bleeding a bit for over a week now on and off. Now reviewing the whole situation over a glass of wine...(a small one, just in case).
So, to cut to the point: would you rather be able to have fun with the money you earn and never worry about money again (and stick with one), or have another and not have as much fun and sometimes worry about money? That's the first question.
The second question is perhaps a bit of a grubby money question...HOW much money do you think a family of four needs to get by comfortably after all the bills are paid (mortgage, insurance, gas + electricity, water, nursery, credit cards etc etc)? Bear in mind I live in the South-East.
Sorry for long rambling post!