Getting childcare vouchers but no deduction in salary

[schroedingersdodo]

DH has requested childcare vouchers to help pay for nursery a couple of months ago, and has been receiving £124 a month since September (we had never seen the vouchers before - today the HR person told DH he has over £400 in vouchers to use).

However, there has been no deduction in his salary so far. He has been receiving exactly the same amount every month since the beginning of the year (and his payslip has no details of the deductions). I thought it was a salary sacrifice scheme, so I'm a bit wary. Is it supposed to be like that?

I'm worried that he may end up with a big deduction in April, to account for the whole year...

Our childcare vouchers show as a minus on our payslip and an extra on the payroll system.

The vouchers themselves are on a website that we use to transfer amounts over to the nursery via the site.

I would be checking before using them because it doesn't sound like the amounts have been removed from the monthly salary before tax is deducted.

I would double check. Not seeing physical vouchers is normal as it is all done online, but it should definitely show up on his payslip.

Bluelights, the vouchers are in kiddivouchers.com - I can see DH's account, with an statement, a balance of over £400 and everything. In the "salary sacrifice" section there is nothing. It doesn't say how much should/would be deducted from his salary.

Who should I check this with?

Dh should check with his payroll.

Yes get him to call the payroll dept, the voucher amount needs to be deducted from the monthly salary before tax is taken otherwise you are not benefiting from the vouchers at all.

Also when you say his money hasn't changed do you mean he is receiving the amount on the payslip plus the vouchers? Ie they pay £124 in vouchers into th account and then pay and deduct x amount?

Thanks for the help, I'll ask DH to check it at work.

Bluelights, it seems that he's got the vouchers on top of the full salary since September (the amount deposited monthly in the bank account hasn't changed for nearly a year). That's why I'm concerned...

That's not right at all.

Vouchers are a benefit that are deducted from your monthly salary before tax is removed (that's the benefit) the remaining amount is then taxed and the vouchers are shown within the payslip as an extra.

Totally not your fault and a big mistake on the employers part, best all round that the vouchers are returned although technically you have missed out on a year of benefiting from the scheme because you have been paying tax on the £124 within the salary.

If you wanted to keep the vouchers the amount minus the tax you have paid will need to be deducted from future monthly pay but if you only have £400 I guess you have been using them so you will owe the outstanding you have used minus the tax (which will be a minimal amount) itms?

Long shot is you owe the employer money back.

Sorry, I didn't read your last post properly at all

Voucher scheme since Sept = 5 months vouchers £520 which means you have received any extra £520 in your salary that you have been taxed on plus the vouchers.

Options keep the vouchers and pay back the £520 minus tax or give vouchers back and start again because the payslips won't be right.

Some employers give the vouchers as a benefit on top of salary - it's not always a salary sacrifice scheme.

So it's basically a tax free benefit - it sounds like this is the case here... and it means you are benefiting even more (although check with HR this is the case)

Cogito, I SO hope you're right! :)

DH will check with the employer - if there is something wrong we can pay whatever we're due now (before it builds up for a whole year...)