Just trying to work out what is normal.
DS's nursery charges monthly, relating to how many days he does in the month (i.e. the number of Mon/Tues/Wednes/days varies depending on the month, so we can pay for between 12 and 16 days as he does a 3 day week)
PLUS POINTS: we pay for what we use
MINUS POINTS: is hassley as I have to make a new transfer every month
DD's nursery charges 10 months/worth of a monthly fixed amount, covering 11 months of care (they're closed in August).
PLUS POINTS: we know exactly what we're paying and it's always the same
MINUS POINTS: we effectively have to pay a fair amount 'up front' because we the last payment is 1 June, but the nursery only closes 31 July.
What's normal? What's acceptable?