Extremely broody... But it's not the right time

[CFallowfield]

Hello everyone,
So I am new and looking for some advice.
Me and my husband have been together for 2 and a half years and got married in May.
We both want to have children and I know he will make the most amazing dad.
The issue we have is that 3 weeks before our wedding he lost his sister from sepsis and it was a total shock and unexpected. He is now in a deep depression that we are working through and he is slowly starting to make progress. He also found out recently that he might be getting made redundant at the beginning of July, he is just waiting for conformation. I have debt from before I met him that I am working through and paying back, however money isn't easy at the moment as you can imagine.
I know that there is never a right time to have a child because they are always going to be really expensive.
Despite all of this over the last 6 months I have become increasingly broody and it has now got to the point that it makes me sad and be in physical pain. My brother and his girlfriend had my niece a year ago and they are both young parents (21 & 19) and they are both great parents but spending time with them hurts me. I leave feeling sad and lonely. I know that sounds silly, but it's how I feel.
I have explained to my husband about all of this and he can only apologise that he is not in the right place to even think about having babies.
I fully understand his point, especially after everything that has happened recently.
When I was younger I never thought I would be the maternal type, or even want children.
I really don't know what to do. I love my husband and want to support him through his own battles and help support him to a better place mentally, but it's getting to the point that I can't even walk into tesco without feeling immediately sad when I see the baby clothes. Spending time with my niece brings me to tears because all I want is to be a mother. I am a support worker by trade so I care and support people all day everyday, and that always helped with any maternal feelings, but now it is making it more apparent.
I just don't know what to do and in search of any advice you lovely lot can give me.
Thank you xx

Having felt what you're feeling I sympathise. I cried every time I got my period. It was a physical pain. I am now at the opposite end of that part if my life as my children are nearly all grown up. My two main points are that not being in a good place as regards mental health is not a time to be bringing children up, my children have been damaged by our own mental health issues not having been addressed. It is difficult and painful to admit this but it is true and unfortunately it means my two oldest have a very shaky relationship with their dad...with me in the middle.
Second point is, although I do know the economic climate is different now, that the most expensive aspect of children is not being able to work, or paying for childcare, rather than children needing really expensive stuff. But it is great to give children opportunities and I suppose that does cost but really playing games, reading to them, being there for them and listening to them are the most important things...
I know the need to have a child can be overwhelming and I don't have any advice for that but it sounds like time is on your side so I wouldn't rush things when you have do much else to deal with.
I have never posted before and I'm sure other people will have different views and ideas.

I know the feeling,but all will happen at the right time .I have come to realise that wehn you stress about things nothing much happens at all its like rocking in a chair for the whole day you wont go any were.
Just when the time is right baby will be there but to keep asking your husband will only make him feel presured and intimancy will not be fun.